Larry Cheung, CFA
Larry Cheung, CFA
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Watch Out: A NEW Housing Market Scheme Is About To Massively TRAP Hardworking U.S. Homeowners
Trade on any event with Kalshi and use this link to get $20 after depositing $100 kalshi.onelink.me/1r91/larrycheung
Main Idea: In the U.S., zero down mortgages making a comeback will be the undoing of the U.S. housing market. In Canada, the recent rate Cuts are a sign that the economy is falling into trouble and that rising unemployment will counter any positive impacts from rate cuts.
⚠️ Disclaimer: There's a bit of melodramatic and satirical tone in my content. But it's because I'm looking out for you!
Further Reading/Content on this topic:
1.) macleans.ca/economy/realestateeconomy/my-mortgage-payments-rose-almost-2000-in-a-year/
2.) Canadian Realtor: ua-cam.com/video/s0Lymd-tldI/v-deo.html (Jon Flynn)
3.) Canadian Economy: www.wsj.com/articles/canada-unemployment-rate-inched-up-in-may-with-softer-hiring-731b92de
4.) Zero Down Mortgages: www.freep.com/story/money/personal-finance/susan-tompor/2024/05/31/uwm-united-wholesale-mortgage-zero-down-payment-mortgages/73881575007/
5.) How Zero Down Mortgages work: www.cnn.com/2024/06/03/business/zero-down-mortgage-nightcap/index.html
My personal brokerage: Trade H-Shares (Hang Seng) Stocks & Earn 4.8% Interest on Idle Cash: www.interactivebrokers.com/mkt/?src=larrycheungNPY1&url=%2Fen%2Fwhyib%2Foverview.php
Please subscribe, turn on the notification bell 🔔, and share this video with your network.
---------Key Resources----------
1.) My Wealth Building Community (through Active Investing/Trading) on Substack (Over 23,000+ Public Readers): larrycheung.substack.com/
2.) My Favorite Trading Brokerage (on Interactive Brokers where I trade Equity Options and Futures): www.interactivebrokers.com/mkt/?src=larrycheungNPY1&url=%2Fen%2Fwhyib%2Foverview.php
3.) Twitter ( @LarryCheungCFA) LarryCheungCFA
4.) My Instagram: larrycheungcfa
My Substack Newsletter Instagram: letters_from_larry
5.) Seeking Alpha (Public Company Overviews): seekingalpha.com/author/larry-cheung-cfa
📚Investor/Trader Educational Guides:
Educational Guide for Scalping: larrycheung.substack.com/p/educational-guide-intraday-scalping
Educational Guide on Intermediate-Term Investing: larrycheung.substack.com/p/educational-guide-how-to-leverage
Educational Guide on How to manage Losing Positions: larrycheung.substack.com/p/educational-guide-how-to-manage-a
📚Top QQQ ETF Stocks DCF Model Analysis
1.) Apple: larrycheung.substack.com/p/228-daily-market-note-dcf-conclusions
2.) Amazon: larrycheung.substack.com/p/227-daily-market-note-dcf-conclusions
3.) Microsoft: larrycheung.substack.com/p/226-daily-market-note-dcf-model-conclusions
4.) Nvidia: larrycheung.substack.com/p/special-post-nvda-dcf-and-scenario
5.) Google: larrycheung.substack.com/p/35-daily-market-note-dcf-conclusions
6.) Meta: larrycheung.substack.com/p/34-daily-market-note-dcf-conclusions
7.) Tesla: larrycheung.substack.com/p/229-daily-market-note-dcf-conclusions
8.) Costco: larrycheung.substack.com/p/dcf-conclusion-study-on-costco-cost
9.) Broadcom: larrycheung.substack.com/p/dcf-conclusion-study-on-broadcom
📚 Top China Stocks DCF Model Analysis:
1.) Alibaba: larrycheung.substack.com/p/430-daily-market-note-dcf-conclusion
2.) Pinduoduo: larrycheung.substack.com/p/429-daily-market-note-dcf-conclusion
DCF Library: larrycheung.substack.com/t/dcf-modeling-fundamental-analysis
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Personal Growth Video that I think you will enjoy: ua-cam.com/video/4YKpJNbyYNM/v-deo.html
Linkedin (Come follow me): www.linkedin.com/in/larrycheung/
Patreon (Exact same as Substack Investment Community - Please join on Substack if New member): www.patreon.com/larrycheung
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Thank you to my data partner YCharts: get.ycharts.com/resources/blog/new-ycharts-scenarios-tool/?Larry+Cheung
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*Social Media Reminder: Do not fall for scammers & impersonators who pretend to be me.
Переглядів: 42 304

Відео

Prepare Now: NEW Massive Housing Market STIMULUS will result in ultimate Rugpull of U.S. Homeowners
Переглядів 198 тис.Місяць тому
Thank you to our video partner for helping my viewers save money: Turn every purchase into free travel with Kudos ✈️ → save.onelink.me/4iKP/larry. Use code “LARRY” and earn $20.00 after your first eligible purchase! Main Idea: The ultimate rugpull for the housing markets is now in motion. The Fed's progress on inflation is about to be reversed. ⚠️ Disclaimer: There's a bit of melodramatic and s...
It's Here: The Fed has JUST Pivoted And RESTARTED QE (2024 Economic Recession Imminent)
Переглядів 48 тис.Місяць тому
Thank you to Moomoo US for partnering with us today: Receive 7 free fractional shares of the "Magnificent 7 Stocks" with a deposit of $100: j.moomoo.com/00GbBd Believe it or not, the Fed has already Pivoted. They are now doing everything they can to prop up the markets for the election year by ending their QT program. What happens next is not going to be good for the Job Market and Main Street....
Get Ready: The upcoming REVERSE Fed Pivot is Going To Cause A Deeper Crisis In the Housing Market
Переглядів 36 тис.Місяць тому
Thank you to Bellroy ( @bellroy_official ) for helping to equip us with gear to be more productive with work (Get 10% off): bit.ly/3RUMA8m Parody at @10:00 (Shorting the Real Estate Turd- on interactive brokers): www.interactivebrokers.com/mkt/?src=larrycheungNPY1&url=/en/whyib/overview.php The Fed is extremely confused about the future of inflation, and once they cut rates, they will unleash a...
Housing Market Crash 2024: Why Hasn't It Happened Yet? (The Only 3 Things Holding It Up)
Переглядів 44 тис.2 місяці тому
Moomoo Limited time event: April 17 to May 28 Exclusive benefits: Deposit $100 and receive 10 fractional shares, with a total value of $50. *Includes 7 shares of the 7 giants in the US stock market 3 shares of NVDA, META and GOOG : j.moomoo.com/00GbBd Main Idea: The Housing Market has been held up by 3 very strong Supply Constraints even though demand has weakened substantially. In this video, ...
China’s Economic Crisis May Be About to Reverse (100 CEOs Meet With Xi to Fix Business Relationship)
Переглядів 6 тис.2 місяці тому
Thank you to Bellroy ( @bellroy_official ) for partnering with me for Travel/Conference Gear (Get 10% off): bit.ly/3RKdrUI If we can achieve our goals, we should reward ourselves with premium products from Bellroy (this is why we work hard). Products Mentioned in Video: Search Travel Folio and Classic Weekender Duffel from my link above on Bellroy's Website. A critical business meeting with Top...
2024 Cost of Living Crisis in the U.S.: E-commerce's Battle for Survival
Переглядів 3,5 тис.3 місяці тому
ECOM Industry Research Video: Over the long-term, I think the best ECOM companies with significant potential is Temu's parent company PDD Holdings (PDD) and Amazon (AMZN) in the U.S. Alibaba could be a deep contrarian opportunity as well. #temu #ecommerce Over the coming years, I think PDD and AMZN have at least 20% upside. This video is focused on a deep-dive research on the ECOM industry with...
How to profit from Challenging Bear Markets: Learn Scalping in 2024
Переглядів 3,4 тис.3 місяці тому
Thank you to Bellroy (@bellroy_official ) for partnering with me for Journaling Gear (Get 10% off): bit.ly/41Pf1JF Products Mentioned in Video: Search Tokyo Totepack and Work Folio from my link above on Bellroy's Website. In 2024, I am adding Intraday Trading to my arsenal so that I now participate in all 3 timeframes (Intraday, Intermediate-Term, Long-Term). I used to believe that consistent p...
2024 Investment Strategy: Preparing for the Upcoming Economic Crisis in both U.S. and China
Переглядів 20 тис.5 місяців тому
Thank you to Moomoo US for partnering with us today: 5.1% APY 3% APY booster Up to 15 Free Stocks (2024.1.15- 2024.2.29): j.moomoo.com/00DRbh In this video, I walk through the challenging aspects that the U.S. and Chinese economy are going through. In my opinion, 2024 will be present itself to be a difficult year for risk-assets after Investors digest recent euphoria. We should have an opportun...
I went to China to understand the Economic, Real Estate, and Confidence Crisis. Here's what I found.
Переглядів 133 тис.6 місяців тому
Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: policygenius.com/larrycheung. Thanks to Policygenius for sponsoring this video! China's economy has undergone extreme stress in its property market and consumer consumption, putting the spotlight on whether any recovery is possible at all in the year ahead. In this video we discuss China's econo...
2024 Market Predictions: A Recession is about to hit HARD (Wall Street Bought HEAVY Protection)
Переглядів 98 тис.6 місяців тому
Thank you to our sponsor Moomoo for helping my viewers with generous offers during this period of time: Earn 5.1% APY on your cash and get 15 free stocks with moomoo: j.moomoo.com/00C6Fj The U.S. Consumer is now past point of no return with credit card balances ballooning past $1 trillion dollars while BOTH the personal savings rate fall and the unemployment rate rise. Wall Street has bought he...
The 2024 Real Estate Crash Is About To Get Worse (Homeowners are completely FROZEN in their homes)
Переглядів 76 тис.7 місяців тому
Thank you to our sponsor Upside for helping my viewers save money during this period of time. Download the FREE Upside App with code LARRY25 at upside.app.link/U1dwlF8bXDb and get an extra 25¢ cash back on every gallon of gas on your first tank. The Existing Home Market is now essentially illiquid and many homeowners are frozen into place with no mobility. Rates are set to be higher for longer,...
Housing Market Predictions: A Big Housing Market Collapse is Coming in 2024 (Margin Call Is Here)
Переглядів 225 тис.8 місяців тому
Thank you to our Video Partner today for helping my viewers find great deals. Sign up for Rakuten and get a $30 sign-up bonus: www.rakuten.com/r/LARRYC1975 There is a Global Margin Call happening in 🇨🇦 Canada's Real Estate Market as we speak. In this video, we talk about where the Housing Market Cycle is in U.S. and Canada and why it continues to be a place to definitely Avoid for first-time ho...
Housing Market Predictions: The 2023 Housing Crash Has Just Begun (It's Now Completely Illiquid)
Переглядів 1,4 млн11 місяців тому
Why haven't housing prices crashed yet? That is a question that many people are wondering. In today's video, I answer this question and provide data and insights into why the Real Estate market is completely illiquid and should be avoided for first-time homeowners. This is an important video. Share your thoughts in the comments below. Please subscribe, turn on the notification bell 🔔, and share...
4 Things I wish I knew at 20 (to later become a Millionaire)
Переглядів 21 тис.Рік тому
Hope you all are doing good. Welcome to my Channel if you're new. Please subscribe, turn on the notification bell, and join me on this Journey ☀️ Substack (For Investors): larrycheung.substack.com/ Instagram (Come follow me!): larrycheungcfa Twitter (Short-Form Commentary): LarryCheungCFA My Brokerage (Interactive Brokers Yields 4.5% on Idle Cash!): www.interactivebro...
2023 Recession Prediction: The Fed Pivot Will Not Be Able To Stop The Coming Stock Market Crash
Переглядів 22 тис.Рік тому
2023 Recession Prediction: The Fed Pivot Will Not Be Able To Stop The Coming Stock Market Crash
Be Prepared: The Fed Pivot 2023 Will Mark A Generational Buying Opportunity (After the Crash)
Переглядів 21 тис.Рік тому
Be Prepared: The Fed Pivot 2023 Will Mark A Generational Buying Opportunity (After the Crash)
Get Ready: The 2023 Recession Will Be Unlike Anything We've Ever Seen (Food & Student Debt Crisis)
Переглядів 72 тис.Рік тому
Get Ready: The 2023 Recession Will Be Unlike Anything We've Ever Seen (Food & Student Debt Crisis)
Get Ready: The 2023 Recession Starts in 7 Days (The Coming U.S. Food Crisis Is Armageddon For Many)
Переглядів 38 тис.Рік тому
Get Ready: The 2023 Recession Starts in 7 Days (The Coming U.S. Food Crisis Is Armageddon For Many)
The End: The Fed Is About To Start The Stock Market Crash 2023 (The Hard Landing Is About To Begin)
Переглядів 28 тис.Рік тому
The End: The Fed Is About To Start The Stock Market Crash 2023 (The Hard Landing Is About To Begin)
Michael Burry 2023 Final Predictions Explained (The Reckoning Is About To Begin)
Переглядів 31 тис.Рік тому
Michael Burry 2023 Final Predictions Explained (The Reckoning Is About To Begin)
Get Ready: Michael Burry and Jeremy Grantham 2023 Predictions (The Worst is Yet to Come)
Переглядів 33 тис.Рік тому
Get Ready: Michael Burry and Jeremy Grantham 2023 Predictions (The Worst is Yet to Come)
Best Way To Make More Money And Achieve Self-Actualization (Advice for People In their 20s and 30s)
Переглядів 12 тис.Рік тому
Best Way To Make More Money And Achieve Self-Actualization (Advice for People In their 20s and 30s)
Get Ready: The Fed Just Started the 2023 Depression (How to Survive and Come Out Ahead)
Переглядів 18 тис.Рік тому
Get Ready: The Fed Just Started the 2023 Depression (How to Survive and Come Out Ahead)
Get Prepared: The Worst Economic Crash Of All Time Is Coming (Fed Pivot will NOT save us)
Переглядів 58 тис.Рік тому
Get Prepared: The Worst Economic Crash Of All Time Is Coming (Fed Pivot will NOT save us)
The 2023 Depression: The Consumer is Done (Central Banks Are About To Spark Chaos)
Переглядів 29 тис.Рік тому
The 2023 Depression: The Consumer is Done (Central Banks Are About To Spark Chaos)
The Car Market Collapse Armageddon Will Mark Inflation Peak (Car Bubble Has Popped)
Переглядів 12 тис.Рік тому
The Car Market Collapse Armageddon Will Mark Inflation Peak (Car Bubble Has Popped)
I'm Buying More Soon: Alibaba, Tencent, and China Stocks Are Now Bargains (Long-Term)
Переглядів 17 тис.Рік тому
I'm Buying More Soon: Alibaba, Tencent, and China Stocks Are Now Bargains (Long-Term)
Farewell: The Car Market Crash and Auto Loan Crisis Is About To get Worse (Bubble Has Popped)
Переглядів 25 тис.Рік тому
Farewell: The Car Market Crash and Auto Loan Crisis Is About To get Worse (Bubble Has Popped)
The End: 2022 Housing Crash Has Entered Its Next Dangerous Stage
Переглядів 20 тис.Рік тому
The End: 2022 Housing Crash Has Entered Its Next Dangerous Stage

КОМЕНТАРІ

  • @DRAKENAP
    @DRAKENAP 18 годин тому

    Investing a in crypto/forex is a good idea, a good trading system would put you through many days of success.

    • @CoinCHAPTER
      @CoinCHAPTER 18 годин тому

      Yes! I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family an...

    • @OfficialDCJ
      @OfficialDCJ 18 годин тому

      To obtain financial freedom, one needs to be a business owner, an investor, or both, generating passive income, particularly on a monthly basis.

    • @SamuelHannah-gy5kt
      @SamuelHannah-gy5kt 18 годин тому

      I'm trading both stocks and crypto! Thank you, my man! Christopher nolan You have no idea how much this helps me! I'm in $158k in the hole for fighting and winning my rights as a father and beating some illnesses, including cancer. I've been following you, having success with your moves during my breaks at work, and I want to give props where it's due! Thank you and LFG! 100

    • @BellaGurl-sg1ti
      @BellaGurl-sg1ti 18 годин тому

      Lately i got interested in crypto but has no idea how to go about it. Can anyone Help with a reliable tra-der?

    • @SamuelHannah-gy5kt
      @SamuelHannah-gy5kt 18 годин тому

      *Send Chris a short note letting him know your intentions and interest in crypto or stock market trading*

  • @fast.factszz9842
    @fast.factszz9842 21 годину тому

    00:02 Learn professional equity analysis using fundamental and macro analysis. 02:18 Understanding macro, industry, and company fundamentals is crucial for equity research analysis. 06:57 Baidu's revenue model is heavily focused on advertising and non-advertising segments, with a significant contribution from AI cloud. 09:23 Baidu is heavily focused on research and development, with a significant percentage of its revenue dedicated towards Innovation. 14:10 Understanding Baidu's alignment with political vision and the importance of non-advertising segments for a valuation. 16:32 Analyzing company valuation and competition 20:33 Fundamental macro analysis and understanding risks are crucial for equity research. 22:33 Consider secondary listing in Hong Kong as a risk management strategy 26:50 Importance of having a research process 28:44 Coverage Universe and Investment Research

  • @schuplovpage
    @schuplovpage День тому

    We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @grikhanov
      @grikhanov День тому

      Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

    • @danileyko
      @danileyko День тому

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

    • @fedorinovsubdivision
      @fedorinovsubdivision День тому

      Could you possibly recommend a CFA you've consulted with?

    • @danileyko
      @danileyko День тому

      My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @fedorinovsubdivision
      @fedorinovsubdivision День тому

      Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

  • @thewolf5191
    @thewolf5191 День тому

    US here. Fixed rate mortgage. Property tax went up 300 percent.. Multiple ways to screws the common folk.

  • @Beatricegove733
    @Beatricegove733 День тому

    Because so many people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.

    • @brucemichelle5689.
      @brucemichelle5689. День тому

      True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

    • @Justinmeyer1000
      @Justinmeyer1000 День тому

      Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

    • @KaurKhangura
      @KaurKhangura День тому

      This is exactly how i wish to get my finances coordinated ahead of retirement. Can I get access to your advisor?

    • @Justinmeyer1000
      @Justinmeyer1000 День тому

      Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

    • @KaurKhangura
      @KaurKhangura День тому

      Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

  • @PamJernigan
    @PamJernigan День тому

    So... now would be a good time to sell my house? And then maybe buy another one once the market crashes, in a few years?

  • @kendavies8351
    @kendavies8351 День тому

    I’m a new dad, I moved from Tampa to Santa Clara a few years ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSM and AMD and AVGO are strong buys this week.

    • @TonyRiley-qb7sw
      @TonyRiley-qb7sw День тому

      it’s a personal decision, but according to Forbes, housing activities will remain stagnant for the most part of the year, so maybe hold off a little.

    • @karenwilliams9653
      @karenwilliams9653 День тому

      well you could put a downpayment on a home and as well diversify as much as you can into Ai, energy and big pharm. stocks like Pfizer and JnJ, ASML, MLM and S&P 500 ETFs.

    • @richarddonald-gc9rb
      @richarddonald-gc9rb День тому

      Certain ai companies are rumoured to be overvalued and might cause a market correction, I’d suggest you go with a managed potfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year.

    • @kendavies8351
      @kendavies8351 День тому

      I'm an art collector, this is not very new to me but has a nuance to it. Can you assist me? how do I find a fduciary

    • @richarddonald-gc9rb
      @richarddonald-gc9rb День тому

      Monica Mary Strigle, you'll be in luck at this time of year to have a conversation. lady is hot topic in downtown manhattan and you must not be and accredited investor. Just browse.

  • @Joey15736
    @Joey15736 День тому

    Loans will be forgiven again

  • @SaveManWoman
    @SaveManWoman 2 дні тому

    It is obvious that three entities are driving these lies. Redfin, Zillow, NAR agents all lie ! Time to fix this market. I won’t say it again. Sell now being the lowest in the market or hold for 6 years. Don’t buy !!! It’s rigged to marry short term bond with long term bond. It’s a trick!

  • @cherylhills3227
    @cherylhills3227 2 дні тому

    Given the uncertainties, it might be wise to allocate a portion to safer options like bonds or fixed income securities.

    • @V.stones
      @V.stones 2 дні тому

      It's crucial to have a well-thought-out plan, especially considering the current state of the global economy.

    • @christopherherbert2407
      @christopherherbert2407 2 дні тому

      Americans are facing a tough time with their finances, especially concerning housing affordability and retirement savings.

    • @sebastiaanthijn7982
      @sebastiaanthijn7982 2 дні тому

      It's a vicious cycle. If people can't afford homes, they might delay retirement savings, but if they focus solely on saving for this. Economic instability, inflation, and market fluctuations can further complicate matters and add to people's financial worries.

    • @wehrine
      @wehrine 2 дні тому

      Most times it comes down to proper financial planning cause most people don’t realize how important financial planners are until they messed up. Working with professionals who have expertise and experience in the market can provide valuable insights and guidance to navigate volatile times.

    • @AliciaCrone
      @AliciaCrone 2 дні тому

      Sounds like you know a trusted advisor can you recommend?

  • @chilieu2621
    @chilieu2621 2 дні тому

    Gosh this is terrible deal

  • @BangMaster96
    @BangMaster96 2 дні тому

    As long as the Government keeps pumping trillions of dollars into the Economy, things won't crash. The Government has added $2 trillion a year for the last 4 years into the Economy through all the bailout, stimulus, and deficit spending. Why would an Economy crash as long as there is free money being printed out of thin air and being added into the broad Economy. This is the reason prices of everything have gone through the roof, inflation is nothing but a rise in the money supply, and only those who control the supply of money can cause an inflation, aka the Government & Federal Reserve Bank.

  • @sewnsew6770
    @sewnsew6770 2 дні тому

    I got suckered into buying a house in 2005 This is a replay

    • @sewnsew6770
      @sewnsew6770 День тому

      @@socksrocksdocks yes i should have bought in 1985 and sold now lol

  • @hernstv
    @hernstv 2 дні тому

    I just watched this video, good insight, too. "Stock Market at New Highs? Here's What I'm Buying Part 1 of 2" by Adam Khoo.

  • @auggieoutdoors3325
    @auggieoutdoors3325 2 дні тому

    The zero% down loan has to be marketing gimmick. I looked up 80% of median income in my area, it's $78k. A decent house runs $400-600k. Mortgage payments alone would exceed $50k annually.

  • @professorprofessorson8795
    @professorprofessorson8795 2 дні тому

    Crash incoming, horrible time to buy, the dominoes starting to fall

  • @mikem4432
    @mikem4432 2 дні тому

    most of the housing market in Amedrica is the most hyped BS I have EVER SEEN IN MY LIFE.. this is thanks to the FED keeping interest rates LOW and FREE MONEY.. THIS WILL NOT END WELL.

  • @888strummer
    @888strummer 2 дні тому

    This is a very good video

    • @888strummer
      @888strummer 2 дні тому

      @@socksrocksdocks He's reporting on the latest types of loans being offered to hme buyers. And the 0% down loan is very risky and he is pointing out why. It's a step closer to the types of loans that caused the financial/housing crash of 2007 to 2009. I agree with him that these new 0% loans are a potential disaster. I don't think anyone buying a home should be allowed to put 0% down

    • @888strummer
      @888strummer 2 дні тому

      @@socksrocksdocks Learn your history and you'll understand this isn't about you. You're just 1 person, but history shows that a major reason for so many foreclosures from 2007 to 2009 were the massive number of foreclosures caused from borrowers of 0% down loans. One reason 0%A loans are risky is that if someone puts 0% down and the housing market turns for the worse and home values drop; then the person with 0% down suddenly owes more on the home than it's worth. And if they lose their job; the house will go to foreclosure most likely unless they quickly get another job that pays well

    • @888strummer
      @888strummer 2 дні тому

      @@socksrocksdocks Bad advice to make a down payment when buying a home? You sound foolish; I'm done here

    • @888strummer
      @888strummer День тому

      @@socksrocksdocks You obviously know nothing about the 2007 to 2009 financial/housing crash. And again; you are so into yourself so all you talk about is YOU. Who cares about you? No one. What matters when looking at data is the big picture and ALL people; not just you. And in 2007 to 2009; the main problem were the millions of home buyers who got 0% down mortgages, that walked away from their home and let it go to foreclosure because they had negative equity. THis video is NOT fear mongering; it is simply pointing out that 0% down mortgages led to millions of foreclosures from 2007 to 2009 and the same mistake is starting now in 2024. Not fear mongering; just honest dat. Good bye

  • @Doty6String
    @Doty6String 2 дні тому

    as long as prices are at record highs then the whole thing keeps on going...were good

  • @dunerider88
    @dunerider88 2 дні тому

    About the UWM 0% down loan, this is not going to move the market. No one qualifies for a home making only 80% of the areas median income. That program is a rouse.

  • @phucdong-er6ct
    @phucdong-er6ct 2 дні тому

    Bankers own the world. You are all slaves.

  • @GigaChadRealington
    @GigaChadRealington 2 дні тому

    Terrible idea imo. We don’t need another stimulus. If you sink, then sink. That’s what we need lol. A true correction.

  • @henrycooper2732
    @henrycooper2732 2 дні тому

    The PM is a globalist. Looking at the Liberal track record, one can only conclude that they have actively sought to erode the middle class, with a view to creating dependence on a one world government.

  • @user-qb8qm4mp5n
    @user-qb8qm4mp5n 2 дні тому

    Governments involved in predatory lending.

  • @leeyong3624
    @leeyong3624 2 дні тому

    dude always wrong 😂 economy nt the mkt

    • @DoubleOhSilver
      @DoubleOhSilver 2 дні тому

      ​@@socksrocksdocks hasn't it occurred to you that 80% of Americans cannot afford an average new mortgage? It has nothing to do with wanting to wait.

  • @LeticiaYepes-yp2hg
    @LeticiaYepes-yp2hg 2 дні тому

    It's been dumping and pumping in this range for ages! It's technically just going sideways, sideways means generally stagnant. More emphasis should be put into day trading, as it less affected by the unpredictable nature of the market. Trading has been going smooth for me as I managed to grow a nest egg of around 100k to a decent 732k in the space of a few months... I'm especially grateful to Kerrie Farrell, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape....

    • @CsokiBabi
      @CsokiBabi 2 дні тому

      I appreciate the professionalism and dedication of the team behind Kerrie’s trade signal service...

    • @PatchettStalls
      @PatchettStalls 2 дні тому

      As a beginner, it's essential for you to have a mentor to keep you accountable....

    • @TedStalets
      @TedStalets 2 дні тому

      Kerrie Farrell program is widely available online...

    • @rogercav40
      @rogercav40 2 дні тому

      Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience..

    • @Jovenoli
      @Jovenoli 2 дні тому

      The fact that i got to learn and earn from her program is everything to me think about it, it's a win win for both ways...

  • @Frenchieeeee
    @Frenchieeeee 3 дні тому

    2008.

  • @CRVenturesCanada
    @CRVenturesCanada 3 дні тому

    Don't buy anything right now! Major correction ahead

  • @henrylee2964
    @henrylee2964 3 дні тому

    Nothing is free, your comments are foolish. If the tax payers will take out a secondary mortgage, they will go into further debt just like our corrupt politicians who have no intention of paying off the 44B national debt which they created through infinite spending. There is a old saying " there is a sucker born everyday. I wont be one of them.

  • @Thomas_dan
    @Thomas_dan 3 дні тому

    I'm hoping there will be a housing crisis so I can buy cheaply when I sell a few houses in 2025. As a backup plan, I've been thinking about purchasing stocks. What advice do you have for choosing the best buying time? On the one hand, I continue to read and see trading earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?

    • @PearlKing21
      @PearlKing21 3 дні тому

      Investing in real estate and stocks might be a wise choice, particularly if you have a sound trading plan that can get you through profitable days.

    • @AriaLockwood
      @AriaLockwood 3 дні тому

      You're not doing anything wrong; you simply lack the expertise necessary to make money in a bad market. In these difficult circumstances, only really skilled experts who witnessed the 2008 financial crisis can expect to generate a large wage.

    • @JoshuaDonavan22
      @JoshuaDonavan22 3 дні тому

      Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

    • @AriaLockwood
      @AriaLockwood 3 дні тому

      My CFA, Desiree Ruth Hoffman, is a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @PearlKing21
      @PearlKing21 3 дні тому

      Thank you for this tip. I must say, Desiree appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

  • @ls2664
    @ls2664 3 дні тому

    They did this in 2007 and 2008

    • @WhyteHorse2023
      @WhyteHorse2023 2 дні тому

      NINJA loans are coming back. No Income No Job or Assets.

  • @july713x3
    @july713x3 3 дні тому

    Thanks. What r ur thoughts on naca? Is it too good to be true?

  • @the.real.1971
    @the.real.1971 3 дні тому

    If only people knew they could use their HELOC to pay off their first mortgage and half the time

  • @bad_boy8269
    @bad_boy8269 3 дні тому

    Amazing video as always. Thank you for being real and not clickbaity.

  • @tblade_org
    @tblade_org 3 дні тому

    Thanks for the content.

  • @PilotVBall
    @PilotVBall 3 дні тому

    Stop calling it property taxes. The correct term is housing tax. The American regime doesn't want you making the connection because housing should not be taxed. You have the right to your house without government encroachment through taxation. We need to end the housing tax!

    • @nesq4104
      @nesq4104 2 дні тому

      That's true. Many places in the world you are not taxed every year. One and done. It's a trap to keep you working

    • @ShorlanTanzo
      @ShorlanTanzo 2 дні тому

      Wild take. How would you fund localized services? County roads, schools, police and fire. Does the money just... magically appear in the local government's account? Or are you proposing that they overlay an additional tax on say your food and gas to fund these things?

    • @Jb-uy5zx
      @Jb-uy5zx 2 дні тому

      Oh I don’t know. Perhaps from the fuel taxes, city sales tax, county sales tax, state sales tax, federal income tax, state income tax, phone tax, fire dues tax just to name a few. There’s plenty more.

    • @nesq4104
      @nesq4104 2 дні тому

      @@ShorlanTanzo they are robbing so much of the tax money that clearly they are taking a very excessive amount in tax. They refuse to audit books and trace the money.

    • @winniethepoohandeeyore2
      @winniethepoohandeeyore2 2 дні тому

      My state has the double homestead exemption, Once we claimed it our taxes almost halved and when we turn 65 tax halts, 100 disabled vets zero property tax, Current military zero property tax. Those 3 groups are property tax exempt.

  • @gregfraser8784
    @gregfraser8784 3 дні тому

    We need 0 down non recourse mortgages

  • @stevent5360
    @stevent5360 3 дні тому

    The scheme plays on emotions of people that shouldn't be buying. We have seen this in 2008. Same bull... All these people will lose their homes and claim bankruptcy. Getting a chance in owning a home outweighs the concern for bankruptcy. We all know someone that walked away from their homes in 2008 crash. My neighbor got a mortgage he couldnt afford and had to walk away. The people who wrote and pumped the mortgages were snake oil salesman. One said "everyone is doing it". History repeats itself.

  • @huskavarnaband
    @huskavarnaband 3 дні тому

    i live in vancouver canada, i work on peoples houses. ill tell ya, they own a 2.5 mil house, but have no money to make repairs on the house, so they hire the cheapest labor they can find. which, the government is letting in millions of cheap laborer right now, lowering wages in canada. not a good place to run a business.

  • @Koushi82
    @Koushi82 3 дні тому

    Maf 500k house 1% value insurance. Prop taxes in prop tax only states 2-3% 10-15k Save 1% for maintenance. 4-5% for necessary maintenance of house 20-25k is the bare min you need to maintain a 500k house. Mortgage itself 500k at 2-3% let's say like B4 housing spike. It would be another 20-25k. If it's by today 6-7% it is 40-50k in interest per yr. And federal taxes. You can reduce your taxes because of mortgage interest paid 12k. But 25% is taxes. Let's say 20% with all deductions. You pay 12k in taxes. So cost of a house at 500k is 50k per yr min for 0% policy rates and 75k per yr min with 5% rates. Simply put median households cannot afford any local market house. As you see much more expensive than even renting when rent is far over priced as well. Van life is the best choice one has right now. While they try to make it illegal so they can prop up landlord thieves. For those that do not go the roommate route of course. One cannot afford to rent any half decent location that pays a reasonable wage as landlords know this and will charge the max rent they can steal from your paycheck If you buy now especially with a crap job you will go bankrupt. Do not buy anything.

    • @WhyteHorse2023
      @WhyteHorse2023 2 дні тому

      I just saw a sign that said "No sleeping in cars" at a camp ground.

  • @AhlfieldMontalto
    @AhlfieldMontalto 3 дні тому

    I'm 34 years old finally feel ready to settle down long enough to buy a house. Due to previous silly life decisions, I was forced to start with a zero balance in my savings account. Luckily for me, the huge amount of debt- consequence of those bad decisions will be paid off next month, after l withdraw some of my profits from my lnvestment portfolio with Abby Joseph Cohen Services, and I'm really REALLY excited and motivated. Oh and Larry, thanks for recommending Abby Joseph Cohen Services, I couldn't have done it without her.

    • @ShilohMorgan-mp4ty
      @ShilohMorgan-mp4ty 3 дні тому

      I know this lady you just mentioned. Abby Joseph Cohen Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Abby Joseph Cohen has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients. I know this lady you just mentioned. Abby Joseph Cohen Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Abby Joseph Cohen has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.

    • @ShilohMorgan-mp4ty
      @ShilohMorgan-mp4ty 3 дні тому

      How can i reach her, if you don't mind me asking?

    • @AhlfieldMontalto
      @AhlfieldMontalto 3 дні тому

      Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment..

    • @hebergonzalez0ficial
      @hebergonzalez0ficial 3 дні тому

      Abby Joseph Cohen hooked me up with a late-stage fund that got me in on private shares of some hot companies before they hit the market or blew up. Those investments totally paid off when the companies went public and their stocks shot up. Now, I’m stoked because I’m heading into retirement with almost a million bucks in my portfolio.

  • @jonathankr
    @jonathankr 3 дні тому

    You forgot to mention immigration in canada as a factor. 1m people per year. Less than 5 years ago Canada's population was 38m.

  • @jonathankr
    @jonathankr 3 дні тому

    Historically, rates are not high.

    • @Horace1993
      @Horace1993 2 дні тому

      Rate is meaningless on its own. Income to price needs considering. Similar home in 1980 2x income, now is 9x income on price. A 40k house with 20k loan at 13 percent is affordable in 1980 with income at 20k. The same house today is not affordable with just about any down payment with a median income of 90k.

  • @DBhoyz
    @DBhoyz 3 дні тому

    Way to sell that

  • @Chak-Espino
    @Chak-Espino 3 дні тому

    Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Francine Duguay, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

    • @NicoleKaiser-jw7qn
      @NicoleKaiser-jw7qn 3 дні тому

      Productivity is never accidental; it is always the result of careful planning, dedication, and consistency.

    • @tomthabom240
      @tomthabom240 3 дні тому

      Thanks for keeping it light and real at the same time. Much needed for us traders in times like these!

    • @Glass1ass
      @Glass1ass 3 дні тому

      Francine Duguay program is widely available online..

    • @BorislavBaule
      @BorislavBaule 3 дні тому

      Honestly a lot of crypto investors don"t understand the potentials and benefits of cryptos investment they think the only way to make profits is just by holding.

    • @S_Egeland
      @S_Egeland 3 дні тому

      I appreciate the professionalism and dedication of the team behind Francine’s trade signal service.

  • @gs-pd5ox
    @gs-pd5ox 3 дні тому

    🤣🤣🤣🤣 In my area 80% would be 40k and the average home price is 500k. That math doesn't math.

    • @RebeccaRuano
      @RebeccaRuano 2 дні тому

      They're probably using that new math that they're trying to teach in the schools😊

  • @DPhasely
    @DPhasely 4 дні тому

    I guess nobody learned their lesson from the 2008 recession. Big banks still willing to trick any body they can into homes they can't afford.

  • @timothygibney159
    @timothygibney159 4 дні тому

    Prices don’t go down. Dave Ramsey is an expert in this area and there is all demand and no supply

    • @tobyk5149
      @tobyk5149 3 дні тому

      at first I thought this was sarcasm but now I think it is ignorance. You must have been a child in 2007 when everybody was saying exactly what you just said. I hope you know how that market cycle played out

  • @TinMan-kd2gv
    @TinMan-kd2gv 4 дні тому

    Have bought and sold over 6 homes including one investment condo I had. This is a good time to buy a house when rate is high. Buying power has leverage over sellers to negotiating. When the rate drops, prices will go up due to more demand which now buyers have to compete for houses. Don’t be fool by UA-camrs telling you the future as they do for ads and cash. Do your own research and make wise decisions.

    • @lopez122795
      @lopez122795 4 дні тому

      Thank you. I'm doubling down, i bought 2 rentals in 2023 on my 4th fix and Flip of 2024 looking to get a rental or 2 to offset my tax liability from the flips

  • @paulgugger8987
    @paulgugger8987 4 дні тому

    I think one cut in September for political reason fallowed by several increases.

    • @kernzilla
      @kernzilla 3 дні тому

      agree. could see something strong like 5.3-5.7% will take place in the coming months, securing Biden's campaign imo, and creating a frenzy in the housing market (again).